Account Holder Identity

Use the Aerosync API to retrieve a user's identity information for use in validating information provided by a user.

Overview

The Aerosync API enables the validation of user identities by retrieving information stored in their financial institution records. Through the Identity feature, you can retrieve information such as a user's phone number, email address, mailing address, name and more. This functionality is valuable for confirming the accuracy of user-provided information by cross-referencing it with a trusted source, or for automatically populating account details during the prefilling process.

Workflow Diagram

The Basics

An Identity call can be initiated after a user completes authentication of their bank account.

Key Terminology

Identity - Endpoint that returns information about a given user.

Identity Job - Runs a job to retrieve identity information from a financial institution.

MFA - When retrieving an identity, an FI may throw an MFA challenge to the end user.